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Fort Lauderdale Personal Injury Lawyers and Property Damage Lawyers

Fort Lauderdale Car Accident Attorney

female motorist with head and hand after car accident with another carIn Florida, we have a no-fault insurance law, and this governs all car accidents in the state. Unfortunately, this causes plenty of confusion at a time when we’re recovering from injuries and trying to return to some form of normality in life. With this in mind, we’re going to explain everything you need to know in this guide. You’ll learn the importance of a Fort Lauderdale car accident attorney, why PIP doesn’t cover everything, how to deal with a car accident, and more.

Dealing with a Car Accident - What to Do Immediately After

Let’s face it, a car accident is on nobody’s to-do list today. However, there were over 41,000 accidents on Broward County roads in 2017 alone. Despite all the precautions we take, despite everything we do to remain safe on the road, the sad reality is that accidents are common. How do you deal with an accident?

At the Scene

Firstly, it’s important to consider your injuries and ensure that the emergency services are called (whether this is done by yourself, a passenger, or even an eyewitness). In serious accidents, only attempt to leave your vehicle when you are in immediate danger. For example, this could be when in water or if chemical/gas spills are apparent.

If you are injured, allow the paramedics to treat you. Sometimes, the paramedic will recommend a trip to the hospital, and this is advised for two reasons:

  • To receive the right treatment for your injuries and long-term health
  • To obtain paperwork showing the extent of your injuries

After the Scene

Thereafter, one of the most important pieces of advice is to follow all medical advice. Failing to do this could show that your injuries are not as bad as you claim, and this makes it harder for your Fort Lauderdale car accident attorney to fight your personal injury claim.

Of course, you should also communicate with your employer, fulfill all prescriptions, and keep paperwork. This includes paperwork from police reports, medical bills, other reports, etc.

Often, the things you DON’T do are just as important as the things you DO after an accident. For example, we urge you not to take money from the insurance company or sign anything without speaking to your Fort Lauderdale car accident attorney. Rightly or wrongly, insurance companies send adjusters to speak with victims and get them to agree to a lesser settlement (just because they want to protect profits!). The second that you sign a waiver or accept a payment, this immediately hampers your attempts to obtain compensation later.

Common Injuries and Accidents

If we could suddenly remove all preventable accidents from the road, Fort Lauderdale would become a much safer place for all. Unfortunately, this is a problem to which there seems to be no solution. In 2017, over 5,100 accidents were caused by alcohol consumption while a further 670 had drugs present.

Elsewhere, the list of preventable accident causes goes on because the most common accident cause of all was negligence. When getting into a car, we forget that this is a machine with hundreds of pounds of steel. The consequences of a collision, especially with a pedestrian, are potentially fatal. Other causes include following other cars too closely and failing to follow the rules of the road.

Not all accidents are preventable, and examples include extreme weather or even a fault from the car manufacturer. In these cases, you and your legal team will likely seek compensation from the manufacturer for allowing a dangerous vehicle onto the road.

We mentioned the potentially fatal consequences of a road accident, and just under 3,120 people died in 2017 as a result of road accidents in Florida. Depending on the extent of the accident, injuries can include:

  • Back damage
  • Spinal cord damage
  • Leg breaks
  • TBI (traumatic brain injuries)
  • Disfigurement
  • Paralysis
  • Amputations

While some people are lucky enough to walk away with a few scratches, others have their life altered. They need lifelong treatment or physiotherapy just because of one moment (often the negligence of another road user). Covering the cost of an accident is a problem for many, and this leads nicely to the next topic.

Personal Injury Protection (PIP) Insurance

As we all know, to drive on Fort Lauderdale roads we need PIP insurance, and this provides coverage at all times. The good news is that PIP provides coverage regardless of who caused the accident. The bad news is that PIP doesn’t cover everything, and this could cause you to miss out.

As an example, victims with PIP receive some compensation for medical bills and a percentage of lost wages. Yet, the amount received never extends beyond the policy limits (and even the state law limits). Furthermore, victims are not eligible to recuperate anything for pain and suffering.

In most cases, the limit is set to $10,000 for victims. What does this mean? Well, it may cover a hospital trip and some treatment. This soon runs out, though, and leaves people forking out money for extended treatment. This is without even considering pain and suffering, lost wages, and other costs that arise as a result of a car accident.

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Working with a Fort Lauderdale Car Accident Attorney to File a Liability Claim

For those left with paralysis or an injury requiring frequent physiotherapy, it’s fair to say that $10,000 just isn’t enough. At the same time, victims are unable to work and aren’t compensated for their pain and suffering, and this is where liability claims come in. There is a common misconception that people in Florida can’t claim after an accident because of PIP insurance, but this simply isn’t true.

As well as claiming through your own insurance, a Fort Lauderdale car accident attorney can help to claim on the insurance of the guilty party. This is called a ‘bodily injury liability claim’. Where PIP falls short, a liability claim may allow you to fill those gaps and get the compensation you truly need and deserve. This includes pain and suffering, all lost wages, and various other expenses. To file a liability claim, you will need to have suffered a serious injury whether this is disfigurement, scarring, impairment, or another permanent injury.

Researching online will bring up stories of people filing a liability claim alone, but the unfortunate truth is that most people who choose to go alone actually fail. While trying to recover from injuries, they are not accustomed to the tactics and techniques of an insurance company and make mistakes that implicate the claim. A Fort Lauderdale car accident attorney will provide value in lots of different ways.

Why work with a car accident attorney when filing a liability claim?

They Have Experience - Perhaps most importantly, they have experience in this area and know the steps that achieve a positive outcome. Since they spend every day in this area of law, they can help build a strong case and take the pressure off your shoulders.

They Relieve Pressure - After an accident, you already have lots of pressure. The PIP coverage isn’t going far enough, you’re not able to work, you’re trying to recover from injuries, and bills are still coming through the door. Why go through the claim alone when you have experts ready to help on your behalf? We get car mechanics to fix our car, why go anywhere other than a professional and reliable car accident attorney to help with a car accident liability claim?

They Gather Evidence - Some cases have a victim trying to claim for themselves, other cases have family members claiming on behalf of a loved one. Either way, gathering evidence is the last thing you want to do at such an emotional time. Wherever possible, a Fort Lauderdale car accident attorney will take pictures of the scene, talk to eyewitnesses, contact expert witnesses, and compile all documentation.

They Provide Legal Protection - As discussed earlier, most insurance companies are happy to send adjusters to speak with victims, and they often try to do so before they have a chance to seek legal representation. Attorneys protect your legal rights and ensure you get the compensation appropriate for the auto accident, rather than settling for something less to appease the insurance provider.

They Have Resources - Finally, some insurance companies fail to make a substantial offer to victims. When this happens, it’s important to have a Fort Lauderdale car accident attorney by your side with the resources to litigate. Again, at no extra effort for yourself, they will fight in your corner and take the case in front of a judge if necessary.

Choose The Injury Firm Today

Sadly, it seems that we will never completely eliminate the threat of car accidents on our roads. If you are the victim of a Fort Lauderdale car accident, contact a Fort Lauderdale car accident attorney today to get the advice and support you need. At the Injury Firm, we have the passion, determination, skill, and experience to help victims in their hour of need.

Your potential compensation package may include lost wages, medical bills (both current and future), pain and suffering, and more. Whether the victim is yourself or a lost family member, get in touch for a free case evaluation today! 954-951-0000

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The Injury Firm

1608 East Commercial Blvd. 
Ft. Lauderdale, FL 33334

Phone (954) 951-0000
Fax: (954) 951-1000

 

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Disclaimer

The information contained in this website is provided for informational purposes only.  This website may contain information about The Injury Firm's past results, testimonials about the firm or a lawyer within the firm, and statements regarding the quality of The Injury Firm's work product. This information has not been reviewed or approved by The Florida Bar. Please be advised that: 1) the facts and circumstances of your case may differ from the matters for which results and testimonials have been provided: 2) Not all results of cases handled by the firm or its lawyers are provided and not all clients have given testimonials; and 3) The results and testimonials provided are not necessarily representative of results obtained by the firm or by its lawyers or of the experience of all clients or others within the firm or its lawyers. Every case is different, and each client’s case must be evaluated and handled on its own merits.

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